Travel insurance for elderly people over 70 is a type of insurance policy that covers the specific needs of elderly travelers including health conditions.
All Clear Travel insurance is one type of travel insurance that offers specialized coverage for elderly travelers. It includes all conditions, all travel, and all destinations.
So, if you are interested in knowing more about All Clear Travel Insurance over 70, this article is for you.
Here, in this article, I am going to wrap together travel insurance with medical coverage for people over 70,
What’s a pre-existing medical condition, how much does travel insurance for those over 70 cost, what does All Clear travel insurance cover older people over 70, and what’s not covered?
So, let’s dive into the deep!
Travel Insurance With Medical Cover For People Over 70
If you are over 70 and have severe health issues, you must go for an All Clear Travel Insurance first. Comprehensive travel insurance allows you to make the most of your travel opportunities.
According to our survey, 4 out of 5 above 70 people hope to have at least 2 holidays yearly.
The All Clear Travel Insurance plan is designed in such a way that lets you travel with confidence and will protect you and your entire trip.
The policies of the plan offer medical coverage if you face any unexpected medical emergencies while you are away from home.
Also, it offers different travel insurance plans that suit you the best and cover your medical needs. Also, there are various options to choose from whichever covers you choose.
Whatever, your age, All Clear Travel Insurance covers more than 1,300 pre-existing medical conditions for 70s and above people.
What’s a pre-existing Medical Condition?
A pre-existing medical condition is any health condition you have been treated for or have been prescribed any medicine for in the past 2 years.
Some examples of pre-existing medical conditions that are covered by All Clear Travel insurance include:
- Diabetes
- high blood pressure
- High cholesterol
- heart conditions
- cancer
- stroke
- DVT
- Atrial Fibrillation
You must tell the insurance providers about the pre-existing health condition while going to purchase it. Otherwise, your emergency medical cover will be affected.
How Much Does Travel Insurance for Those Over 70 Cost?
Travel Insurance policies over 70 cover pre-existing conditions such as the cost of medical treatments have a great impact on the cost of the policy.
As you are a senior traveler, you have to expect to pay more for the over. However, this amount is better than paying a huge amount for any health emergencies.
travelers more than 70 are more likely to claim insurance coverage. It is similar to younger drivers paying higher premiums for car insurance. But, age is not the only thing that matters.
Here, I am going to provide some other factors that have a great impact on the cost of a travel insurance policy. These include:
Destination
Some places are more expensive or even riskier than others for Travel Insurance.
For example, if you travel to a country that has higher crime rates or medical costs, then your travel insurance policy will become more expensive than if you travel to a cheaper or safer place.
Pre-existing condition
If you have any medical conditions, you should talk about them before purchasing the Travel Insurance plan. Thus, you can have the right Travel Insurance coverage.
If you have pre-existing conditions, the cost of the travel Insurance may come with more. Because you are more likely to need medical coverage during the trip.
Trip Length
The longer your trip will be, the more you need to pay for Travel Insurance. You are exposed to more uncertainty and risks during a longer trip.
If you purchase a single-trip policy, the cost will depend on how long you are going away.
Optional Extras
You can choose your Travel Insurance policy according to your needs and demands.
Also, some policies suit your needs by adding extra cover for winter sports, baggage, cancellation, cruise, or golf. However, if you include some extra cover, it will increase the cost of the policy.
What Does Travel Insurance for Above 70 People Cover?
Travel Insurance for above 70 aged people provides the same cover just like the standard Travel Insurance policy. This Travel Insurance Policy also covers you if you have pre-existing health issues.
What’s Covered
Medical Expenses
It will cover any emergency medical treatment that you may require during your travel. It also includes pre-existing medical conditions that you have told the provider about before.
Medical aids
This travel Insurance policy will protect your medical equipment, or accessories (if any) from getting damaged, and closed during your trip. It ensures you stay safe and healthy.
Lost Luggage
This insurance will pay out if your luggage gets damaged, or lost during the trip. So, you can replace your important belongings and enjoy the trip.
Repatriation
This All Clear Travel Insurance policy will help to return to your home safely in case of any emergencies. So, you do not have to face any extra stress.
Cancellation
cancellation coverage protects you from the cost of your travel if you need to cancel it for any emergency or reasons beyond your control.
Travel Disruption
This travel insurance policy will help you cover alternative transport or accommodation if the travel plans are disrupted. this plan will help you to run your holiday smoothly.
What’s Not Covered
Medical Conditions You have not told the Insurance Provider about
You need to inform them of your full medical history. Otherwise, you will not be covered by any medical cover possible at the time of emergencies.
Airline Strikes That Affect Your Trip
This is something the Airlines should deal with you. And you can get the compensation from the airline company. The Airlines Company also helps you to arrange any alternative transportation if needed.
High-risk activities
these will not be covered under the All Clear Travel Insurance Policy, however, you can add some extra cover for some activities if you want.
Accidents that happen when you are under the influence of Drugs or Alcohol
You must be safe and responsible during your trip. So, if you have accidents when you are under the influence of drugs and alcohol, you are not able to claim the plan.
missed flights within your control
Yes, sometimes things may go wrong. but this policy will not cover you if you miss the transportation because of poor time management.
Or, if you make some mistakes and because of that you miss the flight, the insurance does not cover you.
Choosing not to travel
It is true that sometimes, things go wrong but this policy will only cover you if your cancellation happens because of a valid reason.
If things happen such as illness, injury, or accident, then only you can get the coverage for cancellation.
FAQ
Can you get travel insurance if you are more than 70?
Ans: If you are above 70, you can still get a travel insurance policy with pre-existing medical conditions. As long as you are stable for three to six months, and you are 70 or more, you can get Travel Insurance.
What is the age limit for Travel Insurance?
Ans: Travel Insurance for Seniors typically provides travel insurance coverage to those up to 99 years old. However, different insurers have different terms and conditions, so you can’t expect the same from all the insurers.
Conclusion
The dedication of All Clear Travel Insurance for people of 70 or more helps the provider understand their customers. The company always puts your safety and needs on top of the priority list.
Here, I have wrapped together every detail of why choose All Clear Travel Insurance for people over 70. You go through my article.
And have a wonderful trip and make the most of fun and relax, because you have All Clear Travel Insurance to think on behalf of you!
